A car is a vehicle that can support the mobility of daily activities. It is not surprising that many people want to have this private transportation. Nevertheless, after buying a car, make sure you also purchase auto insurance. Progressive quotes are expected to be more competitive than other auto insurers.
Progressive is the largest auto insurance company in the USA which is worth your consideration.
A Glimpse of Progressive Insurance
Progressive was established in 1937 and based in Ohio, United States of America. Jack Green and Joseph M. Lewis were the founders of this insurance company. Although it is very famous for its protection for cars, Progressive also provides other protection products such as pet insurance, home insurance, and life insurance.
Progressive insurance is a mainstay for car owners because it offers competitive rates. Other considerations that make vehicle owners choose the Progressive service are the features and the series of discounts offered.
Even though it provides a competitive rate, on the other hand, Progressive Insurance offers relatively higher premium rates for young drivers. In order to decide whether an insurance company is suitable for you to choose, keep scrolling through this article to get the complete information.
Progressive Insurance Best Product Offerings
Let’s take a peek at Progressive Insurance’s best products so you can get the proper protection for your needs.
1. Auto Insurance
You can choose Auto Insurance products from Progressive if you want to get economical car protection. The monthly premium rate you need to pay is around $57. Meanwhile, if you choose payment per year, then the cost range is $687.
Progressive insurance provides coverage that is quite comprehensive even though it offers an affordable premium rate. Some of the coverage you may get are as follows:
a. Liability Coverage
This type of coverage will provide compensation if the policyholder suffers bodily injury due to an accident. Furthermore, you will also get compensation for damaged property. You will get this coverage as long as the policy is valid.
b. Collision Coverage
Progressive quotes and other coverage you might get when buying an auto insurance product is collision coverage. The insurance provider will pay the cost of repairing a car that is damaged as a result of being hit by an object such as a tree, fence, road divider, or other vehicle.
Not only does it offer affordable premium rates, but Progressive also sets deductibles starting at $50. That means you only need to spend $50 personal money every time you make a claim. The insurance company will pay for the rest of your repair costs.
c. Medical Payments
In general, insurance companies will provide accident coverage if the incident is caused by the negligence of other road users. Unlike the coverage provided by Progressive Insurance, which will provide coverage regardless of whose fault it is.
Policyholders and family members are covered for medical costs in the event of an accident even though they are riding in another vehicle. Coverage of medical expenses which is not only devoted to policyholders is of course very profitable.
Apart from covering medical costs, Progressive Insurance will also cover funeral costs if the accident causes the policyholder and the passenger to die.
2. Homeowners Insurance
If you are looking for protection for your home, then you can consider Homeowners Insurance from Progressive. Home is an essential need because it is a place to shelter from various kinds of weather, rest, and stay together with family.
Homeowners Insurance will usually provide home protection in case of natural disasters such as landslides, floods, or earthquakes. You can consider the coverage of Homeowners Insurance offered by Progressive Insurance as follows:
a. Dwelling Coverage
The house requires routine maintenance so that all parts are not easily damaged or weathered. Home maintenance and renovations are expensive. That’s why it’s a good idea to purchase homeowners insurance.
Dwelling coverage will cover the cost of repairs to damaged garages, chimneys, dressers, roofs, cupboards, floors, and countertops. Thus, dwelling coverage, which is one of these Progressive quotes, allows you to save more because you don’t have to pay for the renovation needs because insurance will cover it.
b. Personal Possessions
Insurance companies allow you to choose coverage based on your needs. If your home is prone to theft or damage, then you can choose personal possessions coverage. This coverage will provide compensation for personal items, clothing, equipment, and electrical equipment that is damaged or stolen.
c. Loss of use
Loss of use coverage allows policyholders to obtain temporary living expenses as long as they are unable to occupy the house. You’ll get this coverage when your home is damaged and needs repairs. The costs that will be received include the cost of staying at the hotel and the cost of eating.
d. Personal Injury
You can consider personal injury coverage if you want to get legal protection in the event of defamation, wrongful eviction, false looting, or malicious prosecution of the house you live in. Besides being able to provide legal protection, this coverage will also save your finances. The legal process usually costs a lot of money.
Keep that in mind, Progressive Insurance does not cover floods, earthquakes, landslides, mudslides, and sinkholes. Even though it doesn’t cover those four things, Progressive provides wide coverage and lots of profitable discount offers.
3. Life Insurance
You can also consider Progressive quotes about life insurance. Let’s check the features and benefits:
a. Whole Life Insurance
This life insurance allows you to get lifetime protection by paying for the premium all at once. You can also borrow funds from time to time as a policyholder.
b. Term Life Insurance
This insurance coverage will be provided for several years as stated in the contract agreement. The premium holder has also completed the payment.
c. Universal Life Insurance
Universal life protection allows the premium holder to adjust the death benefit. In addition, premium holders can also skip monthly premiums for a certain period. That is why universal life insurance is also known as adjustable life insurance.
Are You Interested in Getting Progressive Quotes?
To summarize, Progressive is an insurance company that provides various types of protection such as auto, homeowners, and life. However, progressive quotes for vehicle protection are the most in demand because of the competitive rates and many discounts. So let’s get the one you need through the official website now!